The only time this option is available to you is if your loans are in default. Of these complaints, 52 were closed in the last 12 months. Take a moment to fill out our Free Consultation Surveyat the bottom of this page! However, they may still act unethically. Can You Sue YOUR Debt Collector? Individual results may vary. Biden Student Loan Forgiveness for 72,000 Borrowers. How To Get Student Loan Forgiveness For Police & Law Enforcement. There are several credit score facts and myths out there. Coast Professional will call, email, or mail you if you have unsettled debt (or they think you do). Coast Professional Contact Information However, bank account and credit card information should be kept private. Disclaimer / Attorney Advertising / Sitemap. Home Debt Debt Collection Collection Agencies Coast Professional. Your guide to everything personal finance. Our writers and editors follow strict editorial standards and operate independently from our advertisers and affiliates. Coast Professional, Inc. or CPI is a third-party collection agency based in New York state. Were grateful for that trust, and we wont abuse it. We're here to help. As a result, it could harm your credit rather than improve it. This field is for validation purposes and should be left unchanged. Thats our first priority, and we take it seriously. A review would mean a lot to us and takes less than 20 seconds. Second best is never an option at Coast. A: According to the Fair Debt Collection Practices Act (FDCPA), an agency may only call at hours presumed to be convenient for the consumer generally, between 8 a.m. and 9 p.m. local time. In some cases this means they purchased the debt from the original creditor (i.e. There are serious flaws in the credit scoring system that reinforce We make money from advertising. Coast Professional Inc. does have the following cases brought against them for violating the Fair Debt Collections Practices Act (FDCPA). 10 This should be your first step. License Number. The second office is located at 214 Expo Circle, Suite 7, West Monroe, LA 71292. We promise to always deliver the best financial advice that we can. Debt collectors must abide by state and federal laws in the United States. And making payments on the debt will reset the clock. Theyre a legitimate company thats been hired to collect debts on behalf of government agencies and educational institutions. Effective September 23, 2021, when the IRS assigns your account to a private collection agency, one of these three agencies will contact you on the government's behalf: CBE Group Inc. P.O. You have the right to be left alone, and make some easy money in the process! According to their website, their mission is to, Help consumers address their obligations while enhancing their future financial opportunities., Their office hours are Mon. To qualify, youll need to agree to an income-based repayment plan or make three consecutive, on-time, full monthly payments before consolidation. The debt validation letter is the initial written communication that Coast Professional is legally obligated to send you. CPI has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including improper contact or sharing of information and attempting to collect debts not owed. Coast Professional, Inc. (Coast) Mission Statement Coast Professional, Inc. is a top-performing accounts receivable management and customer . Currently, only the following three agencies collect debts on behalf of the IRS: Although a Coast Professional representative will be the one to contact you about your account, you should always make your payments directly to the IRS. Recycling collection for Monday, December 26 will be on Tuesday, December 27 along with regular Tuesday collection. Coast Professional, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors. Type: Debt Collection Agency. However, it doesnt cost you anything, so theres no reason not to try. 12. If you defaulted on your student loan debt, the Department of Education sent your loan to this collection agency to recover the debt. We'll discuss what they do, what your rights are, and how to get them off your credit report. Coast Professional is a debt collection agency. I have been in this industry for 20 years and have found that Coast Professional Inc., is a fantastic company to work for. All information is presented without any warranty or guarantee to you. Coast Professional, Inc. P.O. Phone Number: (800) 231-0225 So, your actual offer terms from an advertisermay be different than theoffer terms on this site. Get the latest business insights from Dun & Bradstreet. Box 2040. This site may receive compensation from third-party advertisers. If these hours are inconvenient for you, you may ask your Coast representative to contact you at a more convenient time. His textile-merchant family has been collecting art for generations, and . The Department of Education announced in 2021 that it was ending its contracts with most private debt collection agencies, including Coast Professional, and that going forward it would work with just five contractors (listed under Solicitation Documents and Contracts). They are a debt collection agency founded in 1976, headquartered in Geneseo, NY. We review your situation for free to determine if your rights have been violated and we will connect you to an award-winning attorney. Coast Professional, Inc. 1887 Whitney Mesa Dr Ste 2089, Henderson, NV 89014. Flexible work hours, great benefits and compensation. Get a credit improvement plan that works for you with 1 phone call. You likely want to call Credit Glory, first (844) 977-3029. How To Get Student Loan Forgiveness For Social Workers. The letter was sent July 2022. Box 2217 Waterloo, IA 50704 800-910-5837. 10 It must contain the following information: Coast Professional representatives will keep trying to contact you unless you either pay your collections or reach an agreement with them or your loan provider (if you have federal student loans, you should be able to see whos servicing them when you log in on the Federal Student Aid website). Below are samples of open cases against them for the above violations of FDCPA. Getting Illegal Calls from a Debt Collector? As a result, it could harm your credit rather than improve it. The business address is 231 East Ave, Albion, NY 14411-1616, UNITED STATES. Once your debt reaches a certain age, it is considered zombie debt, and you are no longer legally obligated to pay it. However, you still need to make your remaining 4 payments to avoid further repercussions. At this point, DRG/DMCS will keep your loans or send it to a private collection agency. Entity Overview. This can happen if you defaulted on a federal student loan or forgot to pay a bill and your account was sent to a debt collector. In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. Phone number for consumer debts: 1-866-895-4766. Coast provides professional collection services to over 200 campus-based colleges, universities and government clients. The less they know about you, the better. Each state has a statute of limitations on debt. Phone Number: (800) 231-0225 Most collection agencies do not. How Long Does Negative Information Remain on My Credit Report? However, dont expect to have most of your debt written off. Coast Professional Inc. does have the following cases brought against them for violating the Fair Debt Collections Practices Act (FDCPA). Here's our guide to the best private art collections to see in Berlin apartments. This is a Private Collection Agency (PCA) used for debt recovery. Cons. Home Foreclosures and how to tell if you are protected by the Fair Debt Collections Practices Act. The IRS stressed that it always notify a taxpayer before transferring their account to a collection agency. The result? The first step is to use a pay-for-delete letter template to draft your letter and send it to Coast Professional. Bear in mind that the BBB is actually a private organization that has no affiliation with the US government. Coast Professional Inc is a debt collection agency that specializes in educational receivables recovery. Send the collection agency a debt validation letter. #studentloanforg, Visit link in bio to learn more. Anyone who asks you to pay them directly or send money to a third-party account is a scammer. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. Coast Professional, Inc. focuses on the collection of government and higher education debt, including Federal and non-Federal student loans, accounts receivables, tuition and fees, housing charges, and almost any other debt referred by our clients. They have helped many people in your situation. According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. Box 1528. College and University Division Coast Professional, Inc, P.O. Keep in mind with this option you need to have the payment made within 30 to 90 days. Phone number for commercial debts: 1-855-459-1134. Disputing an incorrect entry on your credit report can be stressful and difficult. This can lead to multiple collections on your credit report for the same account. Box 2217 Waterloo, IA 50704 800-910-5837 Coast Professional, Inc. P.O. To verify that you owe the debts Coast Professional claims, check your account on the IRS website. Settling your debt with Coast Professional may help your score, but it may also hurt your score. If you dont, it might be a scam. Call (844) 977-3029 to find out how. Any derogatory item on your credit report, including a collections account, may harm your credit score. Alternatively, you can just speak to someone from Coast Professional over the phone. We specialize in going after these types of accounts for our clients. 50 States Coast is licensed, bonded, and approved to provide collection services (where required). The age limit varies from state to state, but its typically around 4-6 years. Is the Credit Scoring System Rigged, Unfair, and Biased? CBE Group, Inc. (Waterloo, IA) Coast Professional, Inc. (Albion, NY) ConServe (Fairport, N.Y.) While CBE Group and ConServe have been collecting IRS debts since 2016, Coast Professional, Inc is new to the mix. When you rehabilitate your loans, Coast Professional will stop their collection efforts and the record of your default will be removed from your credit report. If you feel that they are harassing you, misleading you, or attempting to collect debts that you dont owe, you have rights under the FDCPA, and you can pursue legal action. You can do things on your terms, but ignoring the situation will not make Coast Professional go away. The private collectors will identify themselves as contractors collecting taxes on behalf of the IRS. Another option is filing a complaint on the Better Business Bureau (BBB) website, but this might not have the outcome youre hoping for. Account Password. In accordance with the FDCPA, all debt collectors are required to send this letter within 5 days of first contacting you. Careers at Coast Company - Private. To begin negotiations, ask them to delete the account for 50% of the total balance. The debt collection agency is obligated to respond to your letter with verification of the debt. We know that taking financial advice from us requires a lot of trust on your part. Its important to bear in mind that sending a goodwill letter is a long shot, and Coast Professional is under no obligation to change your report. Politely tell Coast Professional its your policy to deal with everything in writing. Dont attempt to hide money. Consider working with a professional. In 2015, this agency was one of 5 agencies that were fired by the Department of Education for violating consumer rights and providing misleading and deceptive information to collect on student loan debts. FinanceJar partners with other companies in the credit and finance industry, such as credit card issuers and credit repair companies. Call (888) 859-0871 now. ConServe P.O. Unlike loan rehabilitation, loan consolidation wont remove the default status from your credit history. Youll want to include any supporting evidence or documentation you have, including: You can also call Coast Professional on the phone, although theres a chance that the person you end up speaking to wont have the authority to make changes to your records. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.If you're looking for a reputable company to increase your credit score, give us a call @ (844) 977-3029. State and federal laws have limits or 'exemptions' that apply to bank and wage garnishments. However, it will allow you to get your loans out of default, and itll stop Coast Professional from contacting you to collect payments. Use this debt verification letter template if a debt collection agency has contacted you about a debt and you want to dispute it. If you dont, it might be a scam. Photography: via Art Berlin. e will give you advice for how you can improve your credit. From there, youll be able to find out whether you can also sue Coast Professional. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. harass, oppress, or abuse false and highly misleading methods of collecting a debt If you've had a similar experience with Coast Professional Inc. then you have a potential case against them. No, Coast Professional isnt a scam. Debtstrategists help you get back on track financially, Learn more at debtstrategists.com/blog Coast Professional is contacting you to resolve and recover this defaulted student loan debt. Let them help you too! If you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate. You have a legal right to request debt validation on an alleged debt. Here these options are further explained: If you are in the financial position to pay your loans in full, this is an option to stop the garnishment. Credit Glory does not provide legal advice and is not a substitute for legal services. Know Your States Statute of Limitations. If your loans are set to a collection agency and you are considered to be in default, you are no longer eligible for deferment, forbearance, or Income-driven repayment plans. This option requires you to make 9 consecutive on-time monthly payments within 10 months. This system includes both debt collections and debt accounting. Payday Loans The Good, The Bad and the Super Ugly. We strongly recommend giving us a call to determine the likelihood of a lawsuit, but also steps you can take to get this collection removed. Contact us today for a free consult to know your rights and dont let Coast Professional Inc. get the best of you! Before negotiating, you should carefully review your financial situation and come up with a realistic amount to offer. We dont accept compensation in exchange for reviews or articles, and we dont directly sell any products or services ourselves. Your student loans will continue to accrue interest when it is in forbearance. Bear in mind that debt settlements still hurt your credit score, and like most other negative marks, theyll remain on your credit report for up to seven years. SR Rusche Collection Oelde/Berlin. We challenge inaccurate negative items with the bureaus and your creditors. Create Comparison. Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you. Its also an easy way of figuring out if the debt collector is a scam agency. Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. They buy debt from a number of different creditors that have given up on trying to collect the amount themselves (sometimes referred to as a "charge-off"). If you click on one of those links, we get paid. Coast Professional, Inc. PO Box 526 Albion, NY 14411 888-928-0510. Address: 214 Expo Cir # 7, West Monroe, LA 71292Phone Number: (714) 734-9997Years in Business: 44Business Started: 1976 Business Started Locally: noBusiness Incorporated: yesType of Entity: corporationWebsite: https://coastprofessional.com/Doing Business As: Coast Professional Inc. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone. If your outstanding debts were sent to Coast Professional but you later paid them off, you may be able to get the collection account removed from your credit report by asking for something called a goodwill deletion or goodwill adjustment. This will make things much easier if you need to take legal action against them in the future. 14 With that said, lenders will probably look more favorably on a settled debt than a debt in collection. There's one problem. It does not affect our evaluations of them, which our writers and editors create independently, without considering our relationships with our partners. Our Services If youre looking for a reputable company to assist you with collection accounts and repair your credit, consider working with Lexington Law. Since 1976, we have worked to perfect both the art and science of student loan and government-related collections and we understand the difficulty in managing your past due receivables. You can then reply with a debt verification letter, which requires them to provide evidence of your debt. 9 Best Credit Cards for Bad Credit in November 2022, Insufficient Credit History: What It Means and How to Fix It, Best Credit Cards for No Credit History in November 2022. Coast Professional, Inc. | 1,684 followers on LinkedIn. According to the BBB, they have been accredited with the BBB since 2018, and they have had a total of 119 complaints filed in the last 3 years. Qualifying events that make you eligible for this option include the following: These are payment plans set by your income, and in some cases could be as low as 0$ per month. By submitting your complaint, you agree and give consent to allow our network of attorneys to contact you via automatic dialer, telephone, mobile, SMS (Text Message) or email. Waterloo, IA 50704-2040. How to handle Collections and Debt Collectors, Vehicle Repossessions and the Fair Debt Collections Practices Act 1692 f (6). They are a debt collection agency founded in 1976, headquartered in Geneseo, NY. Coast is a six-time honoree on the Inc. 5000 list for America's Fastest-Growing Private Companies provided by Inc. magazine and, in 2019, was recognized for the fourth time as one of the Best Places to Work in Collections by . Be especially cautious of anyone asking you to pay a debt that you dont recognize (or that you believe you already settled), and be sure to ask questions during the call to verify their affiliation with Coast Professional. If they keep calling, send them a cease & desist letter. If your garnishment is not active, you have the option of consolidating your loans under a new Direct Consolidation Loan. West Monroe, LA 71292 Industry: Financial Transaction Processing. Be especially cautious of anyone asking you to pay a debt that you dont recognize (or that you believe you already settled), and be sure to ask questions during the call to verify their affiliation with Coast Professional. "Customer Service Manager""Customer Service Supervisor" retrieves an opportunity for a Customer Service Manager or a Customer Service Supervisor. It is a violation of federal law for Coast Professional, Inc. to report inaccurate or incomplete information on your credit report. That have had complaints and lawsuits out of the United States District Court. ConServe, Inc. P.O. If you answered yes to any of these situations, you could be in default on your student loan debt and the collection agency such as Coast Professional Inc is trying to contact you. We are a PPMS certified agency through ACA international, the Association of Credit and Collection Professionals. Enter Account and Password. In rare cases it may happen, but it is not the norm. Lexington Law has helped millions of customers remove collections and other Two of the new contracts are with companies the IRS originally hired, CBE and ConServe. Although these differences may make it seem like youre in a worse position than you would be if you had another type of collection account, you do have several options for getting federal student loan collection items off of your credit report that you wouldnt have otherwise. Working on the agency's behalf under its Private Debt Collection program, Coast maintains a strict compliance program to provide quality service, fair treatment, and adhere to all taxpayer rights. It's best to avoid speaking to a collection agency on the phone. They're dedicated to guiding you toward the right path on your financial journey. The best thing you can do is ignore their calls and speak with a company that can help you get it removed. Thanks! The first option that you will be offered is a voluntary repayment agreement. Website: coastprofessional.com. Recycling and commercial trash regularly scheduled for Friday will be collected on Thursday, December 22 along with regular Thursday collection. Your subsidized loans will not accrue interest while you are in deferment. Horrible management. Typically with this option, the Department of Education will not settle for less than 85% of your student loan debt. If Coast Professional isnt able to verify your debt (or if you discover that the debt is more than a few years old), then proceed to the next step. Coast Professional, Inc. is a debt collection agency located in Geneseo, New York. You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Since our founding in 1976, we have worked to perfect both the art and science of student loan and government-related collections. In the other 15 states, you can record with the other partys permission. They are contracted by the Department of Education to collect on defaulted student loan debt. The best way to stop a wage garnishment is to communicate with your loan service provider either before you miss a payment or the second you miss a payment. Some of our articles feature links to our partners, who compensate us when you click them. Before paying this company be sure to check your consumer rights. In addition to collections, Lexington Law helps you challenge (and possibly remove) other inaccurate information from your credit report. Box 2876 West Monroe, LA 71294 Toll Free: 888.815.2843 Fax: 318.807.4884 Want to learn More about coast? Disputing an incorrect entry on your credit report can be stressful and difficult. Coast Professional, Inc. has been contracted by the IRS to help taxpayers resolve past due accounts using procedures approved by the IRS. If you are dealing with credit and debt issues, you should contact a local attorney regardless of your use of our service. Some of these agencies feel that the FDCPA does not apply to them for this reason. CPI is another way that Coast Professional may appear on your credit report. Ignoring them sets you up for a possible lawsuit. We'll review why Coast Professional is on your report and see how we might be able to dispute (and potentially remove) them. 13. Under federal law, you have the power to ask questions about their claims that you owe a debt. Find out what works well at Coast Professional, Inc. from the people who know best. Coast Professional, Inc. 4273 Volunteer Rd Geneseo, NY 14454 Phone number: (800) 231-0225 Should I contact or pay Coast Professional, Inc.? FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. How Much Should Your 401(k) Contribution Be? The most common type of settlement deal that customers make with debt collectors is known as a pay-for-delete agreement. Coast Professional is a legitimate company. However, federal student loan debt has several differences from other types of debt (including private student loans) that you need to be aware of. Never talk to a debt collector on the phone. PO Box 2217 Waterloo, IA 50704 800-910-5837 Coast Professional, Inc. PO Box 526 Albion, NY 14411 888-928-0510 ConServe PO Box 307 Fairport, NY 14450 844-853-4875 Notification by IRS and the private collection agencies The IRS will always notify a taxpayer before transferring their account to a private collection agency (PCA). Our expert legal team will review your information and will help you determine if you have a case against your debt collectorat no cost to you! Debt Strategists is a private company and does not claim to be affiliated with any Federal, State, or Local Government agencies. They delete millions of negative items every year from companies like Coast Professional on behalf of their clients. You may see them listed on your credit report as a collections account. On their website, Coast Professional declares that "Educational Receivables Recovery is all we do." According to the ACA Int'l website, Coast Professional's complaint/ethics contact information is as follows: Coast Professional, Inc. Everett Stagg, President/COO Roxanne Baker, Ethics Contact The Internal Revenue Service has awarded new contracts to three private-sector collection agencies for collection of overdue tax debts beginning Sept. 23. The IRS has used private collection agencies to recover delinquent tax debt off and on several times over the years. These are constantly changing, and typically collection agencies, including Coast Professional, do not share publicly who they buy from. a credit card or loan company). All student loans can affect your credit score and be sent to collections if you fail to pay. If youre not sure where to start, then check out the sample letters provided by the CFPB. The average Coast Professional, Inc. salary ranges from approximately $20,000 per year for Recovery Specialist to $95,000 per year for Senior Customer Support Representative. This guide is going to tell you who they are, how to deal with them, and how to stop them from calling. Lawsuits and wage garnishment are possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. If you have federal student loan debt, you should be aware that these approaches are relatively unlikely to workits harder to negotiate when you have this type of debt, as compared with other types like credit card debt. Coast Professional must be honest about who they are and what they are attempting to do. Have you recently checked your credit report only to find an unfamiliar company reporting negative information? Heres a list of some of the nations most popular debt collectors that cause damage to your credit. Business ProfileCoast Professional, Inc. Coast Professional's Address, Phone Number, and Contact Information Coast Professional is headquartered at 4273 Volunteer Road, Geneseo, NY 14454. You can attempt to negotiate with Coast Professional Inc for a non-standard settlement, which can be for 18-40% of your student loan debt. 200+ The number of college and university clients with the ability to collect across the United States. You have rights under the Fair Debt Collection Practices Act that prohibit debt collectors from harassing you. West Monroe, LA 71292 Some states allow wage garnishment, while others do not. Credit bureaus have 30 days to respond to your dispute. We've helped thousands of people fix their credit to get mortgages, auto loans, and so much more. If youve defaulted on your federal student loans and theyve been transferred to a collection agency, then you have two main options for getting Coast Professional to stop contacting you: loan rehabilitation and loan consolidation. Friday, December 30, 2022 & Monday, January 2, 2023. WHO WE SERVE? Student Loan Forgiveness Biden to Cancel More Loans. Coast Professional Inc., PO Box 526, Albion, New York, 14411; (888) 928-0510; and, ConServe, PO Box 307, Fairport, New York, 14450; (844) 853-4875. If you need help handling Coast Professional, give us a call and speak with one of our expert loan financial advisors to guide you in the best way to handle them. 10/7/2021 9:30. The third new contract is with Coast Professional, Inc. (Coast).
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