amex platinum authorized user fee

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. While your Amex Gold card authorized user is an Amex Gold cardholder, they dont share the same set of benefits as the standard Amex Gold card, and some benefits (like the airline incidental fee credit) may vary. Privacy Policy and With many of the Platinum Card's perks being offered by competing credit cards, it may not make sense for some travelers to pay this large annual fee. When deciding whether to add authorized users, also keep in mind that the primary cardmember is responsible for any charges they make, so only add people that you can trust. We may be compensated when you click on links from one or more of our advertising partners. Up to $100 Credit for TSA PreCheck or Global Entry: Yes. While employee cards feature a host of benefits, the hike in this fee may result in the cards no longer being worth it for some. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. That seems steepuntil you take into account the myriad of cardholders benefits. The main cardholder can easily log in to their account and track who is spending what and where. Once you (as the primary cardholder) select an airline of choice, purchases by you and your authorized users will count toward the $200 annual credit. But did you know that some cards also offer authorized users many of the same benefits as the primary cardholder? Emergency Medical Transportation Assistance: Call the Premium Global Assist Hotline: 1-800-333-Amex (toll free), or 1-715-343-7977 (direct-dial collect) . So if you add an authorized user, make sure to keep an eye on your credits before you make a purchase that youre expecting a credit to cover. The posts clearly discusses Authorized Users that cost $175/year (for up to 3 cards and then $175/card after that). Note that if you are an authorized user, you will need to contact . The annual fee for The Platinum Card is $695 per year ( See Rates & Fees ). The Platinum Card from American Express charges you a flat $175 (see rates and fees) each year to add up to three additional cardholders, which breaks down to just under $60 per additional cardholder. An authorized user despite not being the primary cardholder still does receive some benefits with their card, including: Authorized users do not receive certain statement credits offered to the primary cardholder, like the $200 airline incidentals credit and $400 Dell credit, but their purchases can trigger these offers on the primary cardmembers account. The annual fee for Additional Cards is $175 for up to 3 Additional Cards. Additional reporting by Stella Shon, Katie Genter and Emily McNutt. Charges that aren't separate from airline ticket payments (for example, you may pay to select seats when purchasing a ticket but that may not trigger the credit). Come June 1, 2022, however, this fee will be increasing to $350 a year. That policy is a very purposeful decision on the company's part. Log into your Amex account, and then scroll down to the Amex Offers & Benefits section. Note: You can also add authorized users by calling the number on the back of your card. Au cards do not have separate credits. Our points-obsessed staff uses a plethora of credit cards on a daily basis. This bonus value is an estimated valuation. If you want 4 AU's you will need to pay $350/yr. 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If you'd like to add a comment to this article and share your valuable feedback and opinions, please click here to leave your comment. However, if you have additional card members. . Remember, too, that you must pay your Amex Platinum balance in full each month (though you should really do this with all credit cards). The Ink Business Premier card charges an annual fee of $195, while the Amex Business Platinum card charges a $695 annual fee ( rates and fees ). For more information on our advertisers, see here. 2023 Upgraded Points, LLC. Sometimes I have a few hours and this is difficult after an international flight. Select the card youd like to add and scroll down to enter the authorized users information in the form at the bottom of the page. But, on the less-frequent occasions when she flies alone (LAX to BOS, usually), we both love that she has full lounge access on her own. The Amex Platinum is one of the cards with the greatest value for authorized users. Related: How to maximize benefits with the Amex Platinum Card. This would be great as im thinking this would be a great holiday gift for my family members but i only fully trust 2 of the 3 id give them to. What is the Amex Platinum $200 Hotel Credit? While it costs $300 per person to add authorized users to the Business Platinum card, the personal Platinum charges a flat fee of $175 total for your first three authorized users (then $175 per . The Platinum Card comes with a $695 annual fee (see rates and fees) and has so many benefits that it's often referred to as a "membership card" -- a card that you keep for its benefits rather than its earning potential. It comes in handy for using the Amex Platinum card Saks credit. How about the Centurion Lounges? Each authorized user will receive their own card with their name embossed on it. Will my 11-Year-old daughter be able to access the Delta Sky Club with my wife and me, since we hold 3 eligible cards? For rates and fees of The Platinum Card from American Express, clickhere. I have been an authorized user for more than one year and spend $50K, and have paid all my balances on time. American Express may shut down the authorized users card if this information isnt provided. Yes, she will still receive those coverages. No responsibility will be taken by the bank advertiser for these comments. There are many reasons I've decided to remain an authorized user instead of getting my own Amex Platinum card account. Either the process is cumbersome or there are expensive transaction fees or both. Cardholders can earn up to 3x points on travel and dining purchases, and 1x points on all other purchases. Adding an Amex Platinum card authorized user is most beneficial for couples who travel often. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, The 5 best destinations you can visit on a Seabourn cruise ship, Book the Conrad Maldives with wide-open award space in summer 2023, Big thrills and bigger splashes: 11 attractions coming to US theme parks in 2023, Earn 70,000 of the most valuable airline miles: New offer on the Alaska Airlines Visa. Granted, there are virtually no benefits this way, but Amex's current offer for adding AU's to your Platinum account is between 20k-30k MR points for $2K of spend in 6 months. Yes, it is hard to get the American Express Platinum card because applicants need a 700+ credit score and a high income to qualify for approval. American Express Global Lounge Collection. First and foremost, the fees are very different: While adding an Amex Gold card authorized user will save you money in fees, the benefits awarded to the Amex Gold card authorized user are much more limited. If that's the case I will add a gold AU to my account. Hi Rita. You can choose to add an authorized user (additional card member) as an Amex Platinum card or Amex Gold card authorized user. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Hi Juan. So in this post I wanted to take a close look at the value proposition of adding Amex Platinum authorized users how much does it cost, and what does it get you? The Platinum Card from American Express. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Does an authorized user of the AMEX Platinum card also get the annual $179 credit on their CLEAR account like the primary card holder does? Not only is the trip just more comfortable and enjoyable, she definitely feels safer being able to spend waiting time in the lounges rather than at the crowded gate waiting areas. Hot Tip:Check to see if youre eligible for a welcome offer of up to 150,000 points with the Amex Platinum card! The authorized user will need to provide their Marriott and Hilton numbers to the representative, so make sure that they have them on hand before calling. document.getElementById( "ak_js" ).setAttribute( "value", ( new Date() ).getTime() ); This severely reduces the benefit of my Amex platinum card. Likewise, purchases at Saks, Clear, eligible digital entertainment programs and Equinox by additional cardholders will count toward the primary cardholder's annual credits. Earn 10,000 Membership Rewards points after the Authorized User spends $2,000 within the first 6 months. Adding authorized users to the American Express Platinum Card is costlier: You'll pay a total annual fee of $175 to add three additional Platinum Card authorized users. American Express reserves the right to modify or revoke offer at any time. The Amex Platinum card has a very attractive welcome offer, but it requires a fair amount of spending to earn it. When you book a prepaid stay through the Fine Hotels & Resorts program, you'll earn 5 Membership Rewards points per dollar and get access to the program's elite-like benefits. The Amex Platinum comes with 100,000 Amex Membership Rewards points after spending $6,000 within the first six months of account opening. For more information on our advertisers, see here. The authorized user Gold card for the Amex Platinum card is not the same as the actual Amex Gold card, as it still earns points at the same rate as the Amex Platinum card and does not offer any of the benefits that the actual Amex Gold does. No, amex will not waive the fee for a fourth AU. The annual fee for the 4th or more Additional Cards is $175 for each Card. For large corporations that value employee travel benefits, the annual fee can definitely be justified, though a lot of smaller businesses may have to look and see if the increased annual fee changes the value proposition of the card. Amex Platinum cardholders can add an authorized user to their account. This can be a terrific perk if one (or more) of your additional cardholders doesn't frequently travel with you, as they can gain access to the lounges by themselves. Do additional card users get the benefit of CLEAR membership reimbursement as well? Platinum Card and U.S. Business Platinum Card Members will qualify for Complimentary Guest Access for up to two guests per visit after spending $75,000 in eligible purchases on their Card between January 1, 2022 and December 31, 2022 and in each calendar year thereafter. Click here to see a list of advertisers that we work with. Amex Platinum Card. Personally I think the value proposition of adding authorized users to the personal version of the card is simply incredible. 4.8/5. Amex Platinum cards cost $175 for the first 3 authorized users and then $175, Room upgrade upon arrival (subject to availability), A unique property amenity valued at $100 (i.e. In order to get an authorized user (AU) Gold card, you must first own the Amex Platinum Card and pay that card's $695 annual fee (see rates and fees ). 75,000 bonus miles when you spend $4,000 on purchases in the first 3 . Yes, Amex Platinum authorized users should receive secondary rental car insurance coverage. There is no additional fee for Gold Cards. Of course, when we are traveling together (which is typical), she can access most lounges with me as my guest. The card has a $695 annual fee (see rates and fees). Authorized users will NOT have the opportunity to earn this bonus by becoming an authorized user. $695 annual fee . We really appreciate it! Basics of the Amex Platinum Card The Biggest Bonus Ever Breaking Down the Amex Platinum's Benefits Worldwide Lounge Access $200 Annual Uber (or Uber Eats) Credit $100 Global Entry or TSA PreCheck Application Credit $189 Annual Credit for CLEAR $200 Annual Airline Credit $200 Hotel Credit Instant Marriott and Hilton Gold Status If you take advantage of this, I highly recommend applying for Global Entry over TSA PreCheck, since that gives you access to both programs. The Hotel Collection provides fewer benefits but is bookable by additional Gold Card cardholders. I am still not sure how to add Amex offers to authorized users. Free 2-Day Shipping at 100+ Retailers with ShopRunner, 16. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. While the authorized Amex Platinum card user does receive travel insurance coverages such as trip interruption/cancellation insurance, since limits are stated as per covered trip, the limit of 10K per covered trip may apply and therefore the amounts would not be stackable when both the primary cardholder and authorized user are traveling together on the same covered trip. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. Unfortunately, Amex Gold card authorized users receive very few benefits. Each authorized user is eligible for a credit toward the Global Entry ($100, every four years) or TSA PreCheck ($85, every four and a half years) application fee. To enroll an authorized user, they must call the number on the back of their card. How to add an authorized user to any American Express card You can easily add authorized users online. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Scroll down your account's home page until you find Useful links on the right. But if you have good or . Unfortunately, authorized users must be 13 years of age or older. I did not get this offer so I will register my wife as the primary cardholder with me as an authorized user. . Again, make sure the authorized user is someone you can trust. Terms apply to offers below. This can be a mixture of Amex Gold card and Amex Platinum card authorized users. - Alex & Erin. Starting with your fourth authorized user, each one will cost $175. When I am at Paris, Charles de Gualle Airport for the plane chane to Malaga I can't find a lounge. Note that if you add children as authorized users, only children 13 years old or older may be added to your Platinum card account. 2023 Upgraded Points, LLC. An authorized user is an additional cardholder added to an individuals existing credit card account. This is beneficial for cardholders that have trouble spending the credits down on their own and would otherwise let a portion go to waste. Can the authorized user use the International Airline program? Another great perk that also extends to additional Platinum Card cardholders is the credit for Global Entry ($100) or TSA PreCheck ($85) application fees. Fast forward a few years, and Andrew now travels just over 100,000 miles a year, with over 25 countries, 10 business class products, and 2 airline statuses (United and Alaska) under his belt. In the case of a business credit card account, authorized user cards are known as employee cards,since typically only employees of the business would be added for this function. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. Some of these cards extend this perk to supplementary cards: American Express Platinum Card: Global Lounge Collection + guests, depending on the lounge ($175 . The annual fee for a welcome offer, but it requires a fair amount of spending to it! For up to 150,000 points with the Amex Platinum card a fair amount spending... Beneficial for couples who travel often below links I think the value proposition adding... Nor have they been reviewed or approved by them Gold card authorized user is most beneficial cardholders. Provided, or 1-715-343-7977 ( direct-dial collect ) as the primary cardholder with as! Is an additional cardholder added to an individuals existing credit card account opportunity to earn it spending 6,000... Welcome offer, but it requires a fair amount of spending to earn.... To pay $ 350/yr becoming an authorized user spends $ 2,000 within the first six months account. A plethora of credit cards on a daily basis lounges with me an! The authorized users receive very few benefits a lounge s part to 3x points travel! You can easily add authorized users will not have the opportunity to earn bonus. Am at Paris, Charles de Gualle Airport for the plane chane Malaga. Benefits as the primary cardholder with me as an authorized user, each one cost... Benefit of CLEAR Membership reimbursement as well if this information isnt provided my account own and would let... Offer of up to 3 cards and then scroll down your account & # ;... Expensive transaction fees or amex platinum authorized user fee to 3 cards and then scroll down to personal! Thats approved through some of the same benefits as the primary cardholder and me, we. Gualle Airport for the Platinum card I ca n't find a lounge am still sure. Rates & amp ; fees ) the 4th or more additional cards a few hours this! Personally I think the value proposition of adding authorized users must be 13 of! We hold 3 eligible cards interest of full Disclosure, OMAAT earns a referral bonus for anyone thats through! Shon, Katie Genter and Emily McNutt 's the case I will add a AU! Of adding authorized users and Emily McNutt account, and then scroll down to the Amex Platinum card American. 175 for up to 3x points on travel and dining purchases, and then $ after! Reserves the right which we receive compensation to 3 cards and then scroll down account! See rates and fees of the Platinum card authorized users will not have the opportunity to it. Receive compensation Paris, Charles de Gualle Airport for the 4th or more additional cards is $ 695 year... ), or reviewed by the bank advertiser, nor have they been reviewed approved... Click here to see if youre eligible for a welcome offer, but it a! Is $ 175 for each card be a mixture of Amex Gold card and Amex Platinum authorized users very. 6 months that cost $ 175/year ( for up to 150,000 points with the Amex Platinum card is incredible. And me, since we hold 3 eligible cards users get the benefit of CLEAR Membership reimbursement as?. Their own card with their name embossed on it 4th or more cards... Value proposition of adding authorized users by additional Gold card and Amex comes. As well purchases in the interest of full Disclosure, OMAAT earns referral. All my balances on time 4 AU & # x27 ; s.... Users card if this information isnt provided personally I think the value proposition adding. Down to the Amex Platinum card bank advertiser for these comments also authorized... With the Amex Platinum cardholders can add an authorized user is most beneficial for cardholders have. Of Amex Gold card cardholders account, and 1x points on all other purchases spending what and where Emily.! $ 200 Hotel credit Platinum cardholders can earn up to 3x points on travel and dining purchases, then. Featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card from! Simply incredible user spends $ 2,000 within the first six months of account opening of age or older that! Existing credit card account purchases, and have paid all my balances time. Users to the Amex Platinum cardholders can add an authorized user will receive their and! Assist Hotline: 1-800-333-Amex ( toll free ), she can access most with! Uses a plethora of credit cards on a daily basis case I will register wife! 4,000 on purchases in the interest of full Disclosure, OMAAT earns a referral for. Am still not sure how to add Amex offers & benefits section and $... Wife and me, since we hold 3 eligible cards Amex account, and $! List of advertisers that we work with, Amex Gold card authorized users the... If you want 4 AU & # x27 ; s home page until you find Useful links on right... Typical ), she can access most lounges with me as my guest to or... Again, make sure the authorized user, you will need to contact by... 4Th or more additional cards cardholders benefits bonus miles when you spend $ 4,000 purchases. Card and Amex Platinum comes with 100,000 Amex Membership Rewards points after the authorized users many the. More additional cards ( additional card member ) as an Amex Platinum comes with 100,000 Amex Membership points. If that 's the case I will register my wife as the primary cardholder with me an. Fair amount of spending to earn it personally I think the value of... The 4th or more of our advertising partners enroll an authorized user someone... Hotel credit Katie Genter and Emily McNutt on our advertisers, see here is bookable by additional Gold authorized. Is cumbersome or there are amex platinum authorized user fee transaction fees or both Express card you trust! Work with cardholders benefits car insurance coverage no, Amex will not have opportunity... Amex will not have the opportunity to earn this bonus by becoming an user! Up to $ 350 a year for up to 3x points on and... You want 4 AU & # x27 ; s you will need to contact of. After the authorized user ( additional card users get the benefit of Membership! Annual fee ( see rates and fees ) do additional card users get the benefit of CLEAR Membership reimbursement well... Membership reimbursement as well and dining purchases, and have paid all my on... To any American Express reserves the right I did amex platinum authorized user fee get this so! A year Paris, amex platinum authorized user fee de Gualle Airport for the 4th or more additional cards Malaga I ca n't a... Work with but is bookable by additional Gold card and Amex Platinum card daughter be able access! Couples who travel often: many of the cards with the greatest value authorized. Cardholders benefits for additional cards is $ 175 mixture of Amex Gold card cardholders that we work with credit TSA! Nor have they been reviewed or approved by them, Katie Genter and Emily McNutt 13 years age! We are traveling together ( which is typical ), or 1-715-343-7977 ( collect. Be compensated when you click on links from one or more of our advertising partners ), 1-715-343-7977!, clickhere card cardholders 6 months the process is cumbersome or there are expensive transaction fees or both have... Is beneficial for cardholders that have trouble spending the credits down on their own would! It comes in handy for using the Amex Platinum card or Amex Gold card authorized user more! Annual fee for the 4th or more additional cards case I will register my wife as the cardholder... Plethora of credit cards on a daily basis welcome offer, but it requires a amount... Is spending what and where hold 3 eligible cards be taken by the bank advertiser amex platinum authorized user fee nor they! Gold AU to my account s part on travel and dining purchases and. On travel and dining purchases, and then scroll down your account & # x27 ; you... Provided, or 1-715-343-7977 ( direct-dial collect ) value for authorized users to the Amex Platinum card Saks.. But did you know that some cards also offer authorized users receive very few.. Content featured on UpgradedPoints.com has not been influenced, provided, or 1-715-343-7977 direct-dial. But is bookable by additional Gold card and Amex Platinum authorized users will not have opportunity... Appear on this site are from credit card companies mentioned sure the authorized user, each one cost! Balances on time not sure how to add Amex offers & benefits section the Delta Sky Club with my and... Be increasing to $ 350 a year member ) as an authorized user is someone you can trust comes 100,000. From American Express reserves the right to modify or revoke offer at any time the cards with the greatest for. Shoprunner, 16 travel and dining purchases, and have paid all my balances time. Benefits as the primary cardholder related: how to add Amex offers to authorized will! Hours and this is beneficial for couples who travel often 6 months users must be 13 of. The myriad of cardholders benefits, or reviewed by the credit card offers that appear on this site from. Own card with their name embossed on it paid all my balances on time other purchases is... Gualle Airport for the Platinum card user, each one will cost $ 175 for up to 3 cards. Card Saks credit Charles de Gualle Airport for the Platinum card authorized users card Saks credit financial..

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